Arena of Hyip: April 2007

Sunday, April 29, 2007

HYIP Strategy – Due Diligence.

Before you hit the “SPEND” button in any HYIP site, take a few minutes to do some due diligence. It will save you from unwanted lose. Here are some very basic thing I check before joining any HYIP investment.

1. The overall site – If you have seen enough HYIP site, you would know that most of them just use the same cheap gold coders script. Their “About Us” and “FAQ” sections are exact carbon copy of each other. This are sure fire Ponzi sites that won’t last more than 3 months. I am not saying that these site are all scammer and you would not make profit from it. But, they definitely won’t last long. So, get in quick with little money and get out quick with little profit. That’s all you can get. Don’t ever consider these types of sites for long term investments.

Once in a while, you will come across HYIP site that uses unique own script, have refreshingly new and original FAQ section. Now, take this one more seriously. Don’t get me wrong. I am not saying that this type won’t run away with your money. What I am saying is, these sites might last longer since they apparently invested much more in their website.

2. WHOIS Check – Every site has to have an owner. The guy who bought the domain and hostings. He has to have a name, an address and contact number. If you can get the contact number from the Whois, try it out. There are hosting companies that provide Whois protection so instead of the owner’s info you will get the hosting company’s info. It is not a bad thing at all. A lot of companies do in fact use Whois protection. What you have to look for is joker admins who register funny name and obviously fake addresses and contacts like John Doe and +11010101011. Stay away from these types. Stay far far away.

3. Forums and Monitors. – They are a lot of forums and Monitors that keeps up to date with everyday HYIP. Check few of them and see how they rate and what people are talking about the site. Don’t rely on one forum or one monitor only. Check out a few and compare them. A lot of members of forums will post only to promote their own referral link, so don’t just believe all of them. Check out what old and respectable members of the said forum have to say. And check out popular and respectable monitors such as GoDaddy only. Do not rely on obscure monitors who will probably display favorable status because they are getting paid for it.

4. E-MAIL SPAM – Generally, any site worth its salt would have strict anti spamming policy. If you receive info on any HYIP site in your mailbox without you asking for it, do not put a cent in it. It is not only PONZI but most probably a scam. You won’t get your money back, forget about profit. So, HYIP from your inbox, a definite NO-NO

Ok. These are the basic things to look out for. After this, just follow your gut!

Tuesday, April 24, 2007

HYIP Mistake – Saving up for one big withdrawal.

I know it is fun to watch our profit accumulate in our HYIP account and then one fine day, we make a big withdrawal request.

However, let us not forget that when we request for withdrawal, the Admin has to have enough balance in his e-gold to process them. This might be a problem if and when a few big investors request huge withdrawal in the same time. The Admin, might not have enough e-gold, so they might be some delay. But, delays almost always trigger panic alarm among investors.

These investors might post bad remarks and warnings in forums which in turn would make other potential investors run away. Fewer funds might mean less investment, less profit and this would guarantee an early fold for that particular HYIP.

There is a huge chance that the HYIP is a Ponzi that submerge underwater when the withdrawal request grew bigger than the investment funds that are coming in. However, there is also a possibility that the Admin uses the entire investment fund to actually invest and he has no liquid money to buy e-gold and pay investors when large numbers of investors request huge amount of withdrawal.

I would always say requesting small amount in regular interval might proof beneficial for both the investors and HYIP Admin

Saturday, April 21, 2007

HYIP Strategy – How long will a HYP Program last?

Some HYIP Admin has no real intention of making big profit. What they want is to rake as much as they can and run within a short time span. Some, do intend to stay longer, make more profit, share some of them with “investors”. Which HYIP will you want to invest? The second type, yes?

So how do we tell, if a HYIP Program is here to stay, or a hit and run case? By looking at it, of course. Here are some tell-tale sign of a HYIP’s potential span.

1. The site itself – If it uses custom script, it is most probably a sign that the Admin have invested large amount of money here. So, it might stay longer. If it is just another cookie cutter gold-coder, give a minus 1 point. If the Admin invested in DDOS protection, you can say it is serious about the HYIP and will keep it long.

2. Advertising – You can see how much effort/cost the Admin put in advertising his program. Check out Hyip monitoring sites, Hyip forums like TalkGold and MMG. The more the Admin advertises, the higher the chances of it staying longer.

3. Profit Return – The lower the return percentage promised, the higher the chances of it staying long. The higher the promised return, the higher the chances of you not even getting back your principal.

So, high cost site, high cost advertisement, low return is probably your best bet in making some profit in this high risk HYIP

Wednesday, April 18, 2007

HYIP STRATEGY - Focus on conservative, yet stable programs

It is normal to get excited with fast and noisy HYIP programs that promise high return in short period. We all want to amass mountain high e-Gold within the span of 24 hours! We all do. But let us not forget, that with high return, there will always be high risk.

So, for long term investment, it is highly recommended that we have in our portfolio one or two HYIP program that pays conservatively but has been stable in Hyip Arena for long time. Allocate a bigger portion of your investment fund in this type of Hyip. The profit will be slower to accumulate, but the chances of it vanishing overnight will be less too.

One such program that I will highly suggest your consideration would be PercentageDaily. The HYIP is owed and run by a three member team who does currency trading. The admin is an American, or resides in the US of A, so says he.

There is no fixed return promised in this program. You will be paid variable return ranging from 0.5% to 2.5% daily for as long as you invest. You can withdraw your investment, principle and profit anytime you want.

PercentageDaily is flying quite under the radar. There is not much hype in e-gold forums or hyip monitors. However, they do provide excellent support. I have e-mailed them twice and been replied to both times on time. This, is something that is seriously lacking in other programs.

If you are looking for a serious HYIP where you can actually make some money without having the worry of it disappearing the next day, you might want to check PercentageDaily out.

Saturday, April 14, 2007

myLot User Profile

Thursday, April 12, 2007

The myth of compounding

I have heard very many time the fairy tale that begin with "....double a penny a day...". Yes, to some extent, it is a very smart move, to compound your profit to your initial investment. The profit accumulation would be faster.

However, in HYIP, you have to accept that compounding and profiting big by compounding is no more than a glorified myth!!

The most important rule of thumb is, get your initial investment out as soon as possible. This will at least remove the possibility of you suffering loss. After that you can compound. Even if the hyip collapses at any time, you would suffer loss only on paper.

Even after you withdraw the initial investment, you will have to approach compounding with caution. Do not follow your greed. Withdraw small amount of money from time to time.

It surely is fun to watch profit "accumulate" everyday. However, remember, that until an unless these "profit" makes its way to your e-gold account, it does not mean anything more than an imaginary castle in thin air.

So, take out you initial investment as soon as possible and make it a practice to withdraw some profit from time to time. If it is meant to last long, you will make profit out of it anyway.

Sunday, April 8, 2007

HYIP – A scam?

A lot of people a referring al HYIP program as “scam” collectively. Now, I could not agree less with this blanket statement.

What is a scam? I will call a program a scam when it takes money from the “investors”, promises to give certain return and then folds without paying.

There is some HYIP program that promises exorbitant return and says they are into stock market and forex trading. It sounds dubious alright. But as long as they are paying the promised return, would you call it a scam? I would not.

Friday, April 6, 2007

Can E-Gold be hacked?

The answer is NO. Even if it can, it is very difficult. So difficult that again I am saying that NO, It cannot be hacked.

You have passphrase which you can choose to key in with on screen keyboard to avoid key logger Trojan. Then, you have the turing number which I guess is to deny automated login, so if anybody wants to “guess” your passphrase he needs to do it manually, which, depending on the length of your passphrase might take the entire lifetime of the hacker. Let’s say the hacker got your passphrase. Even then, it is very unlikely that he can do anything about it. E-gold detects browser and I.P changes. If there is any changes from previous session, it automatically send a temporary pin to your e-mail. You need to enter that pin to get access to your account.

So, to hack your e-gold, a person needs to know

Your e-gold number (easy)
Your passpharase (very difficult unless you have keylogger viruses hiding in your system)
The email you use for e-gold (impossible, unless you use the same mail for your other correspondence)

This, however does not mean you can’t lose money in e-gold. You can. In fact you can lose all your e-gold balance the next minute you logged in.

There a lot of viruses for example, win32.gram which sneak into your system and wait for you to log in to your account. When you do, it opens a hidden “spend” window and sends all your e-gold balance to the hacker’s account. Very easy. It bypasses the entire requirement to know your passphrase and email. You are already logged in and it has access to your IP. Very nasty. I lost about $50 to this virus.

So how can you prevent this from happening to you?

Your System
First of all, if your system is already affected or you suspect so, format and reinstall your windows. Ditch Explorer. Viruses penetrate most easily with Explorer. Use FireFox instead. Or better, Opera.

E-Gold
Login to your e-gold and change your security setting :

# Detect IP Address Change Sensitivity - HIGH
# Detect Browser Change - ENABLED
# Home and Work Mode - DISABLED
# Automation Access - DISABLED
# Phone Access - DISABLED.

Use e-mail for e-gold which nobody else know. Don’t use email that you use for other correspondence.

Password Management
Use random and long characters as your passpharase. . Don’t use the same passpharase for your e-mails, e-gold and other sites. I highly suggest you use RoboForm. It memorizes your passwords, so that you dont have to. If you buy the PRO version, you can even generate random passwords. Alternatively you can google to find free password generators and use the FREE version of RoboForm to store them.

Anti Virus
Use updated anti-virus software. There are good FREE ones available too such as SpyBot.

Activex
You can turn off Activex control so that websites you are visiting won’t be able to run programs in your computer. But that however, will definitely compromise the functionality of your PC and Web.

Alternatives

I know it is super hard to ditch windows all together. But it seems like that is the best option to ward of viruses. Win32.grams has progressed into to many variation that it is quite hard for anti-virus software to catch them. However, there is another alternative. You can use windows all you want, but use Live Linux CD to access your e-gold and its email.

Sandboxie – You can read fully and understand what they are all about from their website. But in short, it acts like a middle man between you and the website. It lets the website reads from your computer but blocks the website from writing to your hardisk. Preventing any viruses from ever entering your hardisk. It’s a decent program which you might want to try.

Only you can prevent hacker from getting near your e-gold. The world is full of looters. But there are ways for you to get ahead of them. Act smart. Protect your own possession.

Tuesday, April 3, 2007

One Cent Every Day. To your E-gold.

It's not much. But hey, it's a cent still.

All you have to do is log to this page - Robo-Gold.com. Enter your details, check your email and click on the confirmation link. The payment would be sent out to your e-gold instantly.

Well, apparantly there is a certain limit on the number of visitors get paid each day. So if you see the "Available Bonus" for that day is 0 like this, come back tomorrow.

Why is the owner of this site giving out free cash, you might ask. Well, according to him, its just a marketing strategy he adopted to make his site famous world wide. Sounds valid to me.

If you are suspicious of email harvasting, create a new free email and use that instead of your personal mail.

So, you want a cent a day? Visit RoboGold.